No bank login. Any institution.
Upload your bank and credit-card statement PDFs and get consolidated, categorized monthly expenses — no bank login, any institution.
Read-only. Your statements never leave your control.

Global compatibility
PaperSpend reads the PDF statement itself, not a bank connection — so if your bank or card issuer gives you a statement, we can turn it into transactions.
And any other bank
Why choose PaperSpend
Every statement is read, categorized, and checked against its own balance — so the numbers on your dashboard always add up.
Learn moreAny bank, any format
Upload PDF statements from any bank or card. No login, no CSV wrangling.
Smart categorization
Transactions are automatically sorted into clear spending categories.
Real-time visibility
See your complete monthly picture the moment your statements are processed.
Reconciled to the cent
Every statement is checked against its opening and closing balance before it's ever imported.
How PaperSpend works
Upload
Add your bank and credit-card statement PDFs, no login required.
Extract
Transactions, dates, merchants, amounts and more.
Categorize
Automatically sorted into spending categories.
Understand
Clear charts, summaries and monthly reports.
Real people. Real results.
Freelancers, bookkeepers and households use PaperSpend to turn statement PDFs into numbers they can trust.
“PaperSpend has completely changed how I manage my money. It's so easy to use and the insights are incredibly helpful.”
Sarah Mitchell
Freelancer
“Five clients pay me into two accounts. One upload a month and a single consolidated view made tax season painless.”
David Okafor
Freelance Designer
“My clients send PDFs from banks I've never heard of. PaperSpend reads them all, and the reconciliation check means I trust the totals.”
Priya Raman
Bookkeeper
“I finally have a clear picture of where my money goes. The categorization is spot on and saves me hours every month.”
James Carter
Small Business Owner
“We juggle three cards and a joint account. Seeing everything categorized by month keeps our family budget on track.”
Lena Fischer
Parent of Three
“No bank login was the deciding factor for me. Upload the statement, review the categories, export to Excel. Done.”
Marco Bianchi
Software Engineer
“Simple, powerful, and beautiful. PaperSpend makes personal finance feel effortless.”
Emily Rodriguez
Marketing Manager
“The QuickBooks export saves my accountant a full afternoon every quarter.”
Kenji Watanabe
Independent Consultant
“I used to copy transactions into a spreadsheet by hand. Now a whole month takes me two minutes.”
Aisha Rahman
Graduate Student
“Every figure links back to the line on the original PDF. When I question a charge, I can check it in one click.”
Tom Henderson
Real Estate Agent
Simple, transparent pricing
Start free. Upgrade when you're ready.
Perfect for getting started
$0/month
For individuals who want more
$9.99/month
For power users and small teams
$29/month
Higher volumes, multiple teams or specific integrations — tell us what you need and we'll put together a plan for you.
Frequently asked questions
Everything you need to know about how PaperSpend works, what data we use, and how we keep your information safe.
Secure & private — Your data is always encrypted and never sold or used for advertising.
Fast & easy — Get started in minutes, no technical skills required.
Real human support — Our team is here if you need extra help.
You don't connect a bank account or share any login credentials. Just upload the PDF statements you already download from your bank or card issuer — PaperSpend never asks for account access.
Find quick answers to the most common questions about PaperSpend. Need more help? Our support team is here.
Private by design
Read-only processing
We only read your statements — no changes, no access to your accounts.
No bank credentials
No login, no passwords, no sensitive account access.
Secure document handling
Your files are encrypted and handled with industry-standard security practices.